Now I realize it takes a bit of planning on your part. You have to be aware of when you purchased particular items and you must have the receipt to actually get the price adjustment. Make sure you keep all your receipts for the last 14 days in an envelope and take it with you whenever go shopping. That way if you're in the store and see that your new skirt is now on sale you can whip out your receipt and get a credit. Just like that.

Unfortunately though, like everything in retail, there are some limitations to these policies. Some stores don't allow price adjustments on sale items. So if you bought the skirt on sale initially and it gets marked down again you may not qualify for a price adjustment. Also, stores are really tightening up on the amount time you have to get a price adjustment. Some are as little as 7 days, so you really have to watch because they absolutely do not budge on these things. I guess the best thing to do is check the back of your receipt or ask the salesperson when making your purchase exactly what the store's price adjustment policy is. Regardless though, taking advantage of a store's price adjustment policy is a great way to save some money. Some stores initial markdowns are great, so if you time things right you can save a bundle. Try buying things right before a big holiday or big sale, if you can wait, and then get a PA afterwards when everything has been marked down. This works great at stores like Gap, Talbot's, and Banana Republic. If you are willing to be a bit organized about things you can really save a ton. Trust me; I've been doing it for years.